A calmer way to understand what you own, and where it's going.
Trusted by long-term investors at
Your dashboard
Net worth, allocations, savings rate, and goals — quietly organized so you can think clearly.
Built for clarity
Visualize how your funds overlap and where real diversification ends.
Sector, country, and concentration breakdowns at a glance.
Compound, inflation and FIRE scenarios — clearly labelled as projections.
See upcoming payouts and project income across the year.
Quiet milestones, gentle streaks, no childish gamification.
Your data is yours. Encrypted, exportable, never sold.
Simulator
Adjust contributions, time horizon and assumptions. Watch projections move in real time — always clearly labelled as educational scenarios.
I finally have a calm view of my finances. It feels like Linear for money.
The ETF overlap tool alone was worth it. Stopped me from over-buying funds.
Beautiful, quiet, and actually useful. Replaced three spreadsheets.
Pricing
Start free. Upgrade when it adds clarity.
Get clarity on the essentials.
Start freeDeep analysis and projections.
Start 14-day trialOne-time. Keep it forever.
Buy lifetimeNo. Lumen is a purely educational and analytical tool. We never recommend specific investments.
ETF metadata is licensed from regulated providers. You enter your own portfolio data, which stays encrypted.
Never. Lumen runs on subscriptions, not data.
Yes. Cancel in one click. You keep access until the end of the period.
Start with the free plan. Bring clarity to your money in minutes.
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